US businesses struggle to obtain cyber insurance, lawmakers are told | CyberScoop<\/title> <meta name=\"description\" content=\"Rising premiums and restrictive policies are creating uncertainty among American businesses about whether insurance policies will cover breaches.\"> <link rel=\"canonical\" href=\"https:\/\/cyberscoop.com\/cyber-insurance-critical-infrastructure-house\/\"> <meta property=\"og:locale\" content=\"en_US\"> <meta property=\"og:type\" content=\"article\"> <meta property=\"og:title\" content=\"US businesses struggle to obtain cyber insurance, lawmakers are told\"> <meta property=\"og:description\" content=\"Rising premiums and restrictive policies are creating uncertainty among American businesses about whether insurance policies will cover breaches.\"> <meta property=\"og:url\" content=\"https:\/\/cyberscoop.com\/cyber-insurance-critical-infrastructure-house\/\"> <meta property=\"og:site_name\" content=\"CyberScoop\"> <meta property=\"article:published_time\" content=\"2024-06-27T22:21:48+00:00\"> <meta property=\"article:modified_time\" content=\"2024-06-27T22:21:49+00:00\"> <meta property=\"og:image\" content=\"https:\/\/ddi.mohflo.net\/wp-content\/uploads\/2024\/06\/us-businesses-struggle-to-obtain-cyber-insurance-lawmakers-are-told-5.jpg\"> <meta property=\"og:image:width\" content=\"1920\"> <meta property=\"og:image:height\" content=\"1280\"> <meta property=\"og:image:type\" content=\"image\/jpeg\"> <meta name=\"author\" content=\"Christian Vasquez\"> <meta name=\"twitter:card\" content=\"summary_large_image\"> <meta name=\"twitter:creator\" content=\"@chrismvasq\">  <link rel=\"dns-prefetch\" href=\"\/\/securepubads.g.doubleclick.net\">\n<link rel=\"dns-prefetch\" href=\"\/\/use.typekit.net\">\n<link rel=\"alternate\" type=\"application\/rss+xml\" title=\"CyberScoop \u00bb Feed\" href=\"https:\/\/cyberscoop.com\/feed\/\">\n<link rel=\"alternate\" type=\"application\/rss+xml\" title=\"CyberScoop \u00bb Comments Feed\" 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href=\"https:\/\/cyberscoop.com\/wp-content\/uploads\/sites\/3\/2023\/01\/cropped-cs_favicon-2.png?w=180\">\n<meta name=\"msapplication-TileImage\" content=\"https:\/\/cyberscoop.com\/wp-content\/uploads\/sites\/3\/2023\/01\/cropped-cs_favicon-2.png?w=270\"> <\/head><body class=\"post-template-default single single-post postid-80854 single-format-standard\" id=\"readabilityBody\"> <a href=\"https:\/\/cyberscoop.com\/cyber-insurance-critical-infrastructure-house\/#main\" class=\"skip-to-content-link visually-hidden-focusable\">Skip to main content<\/a> <\/p>\n<div class=\"ad ad--top ad--top-desktop\">\n<div class=\"ad__inner\"> <span class=\"screen-reader-text\">Advertisement<\/span> <\/div>\n<\/div>\n<p> <main id=\"main\" role=\"main\" tabindex=\"-1\"> <\/p>\n<div class=\"ad ad--top ad--top-mobile\">\n<div class=\"ad__inner\"> <span class=\"screen-reader-text\">Advertisement<\/span> <\/div>\n<\/div>\n<section id=\"stickybar\" class=\"stickybar stickybar--newsletter js-stickybar\" readability=\"0.82\"> <button class=\"stickybar__close js-stickybar-close\" aria-controls=\"stickybar\"> <svg class=\"icon icon--close\" width=\"21\" height=\"22\" viewBox=\"0 0 21 22\" fill=\"none\"><path d=\"m.822.518-.805.805L9.695 11 .017 20.678l.805.805 9.678-9.678 9.677 9.678.806-.805L11.305 11l9.678-9.677-.806-.805-9.677 9.677L.822.518Z\" fill=\"currentColor\" \/><\/svg> <span class=\"visually-hidden\">Close<\/span> <\/button> <\/section>\n<article class=\"single-article content\">\n<div class=\"single-article__container js-single-article-content\">\n<header class=\"single-article__header \" readability=\"24.176948051948\">\n<div class=\"single-article__header-content\" readability=\"29.573076923077\">\n<ul class=\"single-article__eyebrow\">\n<li class=\"single-article__category\"> <a class=\"single-article__category-link\" href=\"https:\/\/cyberscoop.com\/news\/government\/\"> <span>Government<\/span> <\/a> <\/li>\n<\/ul>\n<p> Rising premiums and restrictive policies are creating uncertainty among American businesses about whether insurance policies will cover breaches. <\/p>\n<\/p><\/div>\n<div class=\"single-article__cover-wrap\">\n<figure class=\"single-article__cover\"> <img data-recalc-dims=\"1\" fetchpriority=\"high\" width=\"640\" height=\"426\" src=\"https:\/\/i0.wp.com\/ddi.mohflo.net\/wp-content\/uploads\/2024\/06\/us-businesses-struggle-to-obtain-cyber-insurance-lawmakers-are-told.jpg?resize=640%2C426&ssl=1\" class=\"single-article__cover-image wp-post-image\" alt decoding=\"async\" fetchpriority=\"high\" srcset=\"https:\/\/ddi.mohflo.net\/wp-content\/uploads\/2024\/06\/us-businesses-struggle-to-obtain-cyber-insurance-lawmakers-are-told-5.jpg 1920w, https:\/\/ddi.mohflo.net\/wp-content\/uploads\/2024\/06\/us-businesses-struggle-to-obtain-cyber-insurance-lawmakers-are-told-5.jpg?resize=300,200 300w, https:\/\/ddi.mohflo.net\/wp-content\/uploads\/2024\/06\/us-businesses-struggle-to-obtain-cyber-insurance-lawmakers-are-told-5.jpg?resize=768,512 768w, https:\/\/ddi.mohflo.net\/wp-content\/uploads\/2024\/06\/us-businesses-struggle-to-obtain-cyber-insurance-lawmakers-are-told-5.jpg?resize=1024,683 1024w, https:\/\/ddi.mohflo.net\/wp-content\/uploads\/2024\/06\/us-businesses-struggle-to-obtain-cyber-insurance-lawmakers-are-told-5.jpg?resize=1536,1024 1536w, https:\/\/ddi.mohflo.net\/wp-content\/uploads\/2024\/06\/us-businesses-struggle-to-obtain-cyber-insurance-lawmakers-are-told-5.jpg?resize=600,400 600w, https:\/\/ddi.mohflo.net\/wp-content\/uploads\/2024\/06\/us-businesses-struggle-to-obtain-cyber-insurance-lawmakers-are-told-5.jpg?resize=252,168 252w, https:\/\/ddi.mohflo.net\/wp-content\/uploads\/2024\/06\/us-businesses-struggle-to-obtain-cyber-insurance-lawmakers-are-told-5.jpg?resize=506,337 506w, https:\/\/ddi.mohflo.net\/wp-content\/uploads\/2024\/06\/us-businesses-struggle-to-obtain-cyber-insurance-lawmakers-are-told-5.jpg?resize=1013,675 1013w, https:\/\/ddi.mohflo.net\/wp-content\/uploads\/2024\/06\/us-businesses-struggle-to-obtain-cyber-insurance-lawmakers-are-told-5.jpg?resize=1265,843 1265w\" sizes=\"(max-width: 1013px) 100vw, 1013px\"><figcaption> Steel oil pipes from a refinery. (Getty Images) <\/figcaption><\/figure>\n<\/p><\/div>\n<\/header>\n<div class=\"single-article__content\">\n<div class=\"single-article__content-inner has-drop-cap\"> <html readability=\"38.725177739642\"><body readability=\"80\"><\/p>\n<p>Experts and industry representatives told lawmakers at a Thursday hearing that U.S. businesses face obstacles in obtaining the cybersecurity insurance they need to hedge against the impact of breaches.<\/p>\n<p>At the hearing before the House Homeland Security Committee\u2019s cyber-focused subcommittee, Kimberly Denbow, the vice president of security and operations at the American Gas Association, said that cyber insurers willing to write policies for natural gas utilities are limited and that when policies are available their terms are difficult to understand.<\/p>\n<p>\u201cThe terms of exclusions vary widely and are difficult for many operators, particularly smaller ones, to understand what is covered,\u201d Denbow said. \u201cOwner-operators would benefit from standardized cyber insurance policy language definitions and applications that are simpler and more streamlined.\u201d<\/p>\n<p>Cyber insurance typically does not cover acts of war, and at a time when cyber operations by states that target critical infrastructure are becoming more common, businesses are questioning whether their insurance policies will cover damages that might be linked to an ongoing conflict, said Matthew McCabe, the managing director of cyber broking at the insurance agency Guy Carpenter & Company.<\/p>\n<div class=\"ad ad--inline_1 \">\n<div class=\"ad__inner\"> <span class=\"screen-reader-text\">Advertisement<\/span> <\/div>\n<\/div>\n<p>The difficulty of modeling cyberattacks and their impact has led to increasing insurance premiums, leading some to call for a so-called \u201cbackstop\u201d for the market in which the federal government would step in and guarantee large-scale insurance losses.<\/p>\n<p>\u201cWhat the backstop is about is the companies that are going to be left with that risk on their own books, and how is the government going to help those small, medium-sized and large businesses that are going to be impacted?\u201d McCabe said.<\/p>\n<p>While insurers are eager for the financial protection of the federal government, experts caution that building such a backstop faces major hurdles. In its national cybersecurity strategy, the Biden administration said it would explore the creation of a backstop, but such a mechanism is far from being enacted.<\/p>\n<p>\u201cLack of models to accurately assess risk and lack of consistency in terminology and coverage have created a lot of friction in the cyber insurance market,\u201d said Rep. Eric Swalwell, D-Calif. \u201cThese dynamics have created a perfect storm, demand for cyber insurance has increased, premiums have gone up and some insurers are reluctant to write policies. So we are in a unique position to bring certainty and stability to the market.\u201d<\/p>\n<p>Uncertainty regarding the state of the cyber insurance market comes as officials at the Department of Homeland Security\u2019s Cybersecurity and Infrastructure Security Agency have warned that the sprawling and largely privately owned critical infrastructure sectors should not expect to be entirely successful at fending off hackers. Owners and operators should also focus on ensuring that critical systems are resilient against attacks to fend off worst-case scenarios, officials have warned, citing increasingly aggressive efforts by Chinese-backed hackers to embed in critical infrastructure networks.<\/p>\n<div class=\"ad ad--inline_1 \">\n<div class=\"ad__inner\"> <span class=\"screen-reader-text\">Advertisement<\/span> <\/div>\n<\/div>\n<p>Speaking at an event on resilience Wednesday, Brandon Wales, executive director of CISA, called Beijing\u2019s shifting operations \u201cgame changing.\u201d Pointing to the cyberattack by Russia at the start of the Ukraine invasion, he noted that it is likely \u201cthe first shot in the next war will also be in cyber targeting critical infrastructure.\u201d<\/p>\n<p>\u201cUltimately, we\u2019re never going to stop them everywhere,\u201d Wales said, \u201cand our goal is to build more resilient critical infrastructure that can withstand the disruptive attacks that they hope to achieve.\u201d<\/p>\n<p><\/body> <\/p>\n<footer class=\"single-article__footer\" readability=\"1.3193717277487\">\n<div class=\"author-card\" readability=\"9\">\n<div class=\"author-card__avatar\">\n<figure class=\"author-card__image-wrap\"> <img data-recalc-dims=\"1\" decoding=\"async\" class=\"author-card__image\" src=\"https:\/\/i0.wp.com\/ddi.mohflo.net\/wp-content\/uploads\/2024\/06\/us-businesses-struggle-to-obtain-cyber-insurance-lawmakers-are-told-1.jpg?w=640&ssl=1\" alt=\"Christian Vasquez\"> <\/figure>\n<\/p><\/div>\n<p><h4 class=\"author-card__name\">Written by Christian Vasquez<\/h4>\n<p> Christian covers industrial cybersecurity for CyberScoop News. He previously wrote for E&E News at POLITICO covering cybersecurity in the energy sector. Reach out: christian.vasquez at cyberscoop dot com <\/p>\n<\/p><\/div>\n<div class=\"single-article__tags-container\">\n<h4 class=\"single-article__tags-title\">In This Story<\/h4>\n<\/p><\/div>\n<\/footer>\n<p> <\/html><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"single-article__ads js-single-article-sidebar\">\n<div class=\"ad ad--sidebar js-single-article-sidebar-5 ad--rightrail_1 \">\n<div class=\"ad__inner\"> <span class=\"screen-reader-text\">Advertisement<\/span> <\/div>\n<\/div>\n<div class=\"ad ad--sidebar js-single-article-sidebar-4 ad--rightrail_2 \">\n<div class=\"ad__inner\"> <span class=\"screen-reader-text\">Advertisement<\/span> <\/div>\n<\/div>\n<div class=\"ad ad--sidebar js-single-article-sidebar-3 ad--rightrail_3 \">\n<div class=\"ad__inner\"> <span class=\"screen-reader-text\">Advertisement<\/span> <\/div>\n<\/div><\/div>\n<\/article>\n<div class=\"popular-stories popular-stories--single-post\">\n<div class=\"popular-stories__container\">\n<h2 class=\"popular-stories__title\"> More Scoops <\/h2>\n<div class=\"popular-stories__stories\">\n<div class=\"popular-stories__cards\">\n<article class=\"post-item post-item--popular-stories-cards \" readability=\"21.399581589958\">\n<figure class=\"post-item__thumbnail\"> <a class=\"post-item__thumbnail-link\" href=\"https:\/\/cyberscoop.com\/cyber-deterrence-russia-china\/\" tabindex=\"-1\"> <img data-recalc-dims=\"1\" loading=\"lazy\" width=\"506\" height=\"337\" src=\"https:\/\/i0.wp.com\/ddi.mohflo.net\/wp-content\/uploads\/2024\/06\/us-businesses-struggle-to-obtain-cyber-insurance-lawmakers-are-told-2.jpg?resize=506%2C337&ssl=1\" class=\"attachment-ratio-16-9-md size-ratio-16-9-md wp-post-image\" alt decoding=\"async\" loading=\"lazy\" srcset=\"https:\/\/ddi.mohflo.net\/wp-content\/uploads\/2024\/06\/us-businesses-struggle-to-obtain-cyber-insurance-lawmakers-are-told-6.jpg 1920w, https:\/\/ddi.mohflo.net\/wp-content\/uploads\/2024\/06\/us-businesses-struggle-to-obtain-cyber-insurance-lawmakers-are-told-6.jpg?resize=300,200 300w, https:\/\/ddi.mohflo.net\/wp-content\/uploads\/2024\/06\/us-businesses-struggle-to-obtain-cyber-insurance-lawmakers-are-told-6.jpg?resize=768,511 768w, https:\/\/ddi.mohflo.net\/wp-content\/uploads\/2024\/06\/us-businesses-struggle-to-obtain-cyber-insurance-lawmakers-are-told-6.jpg?resize=1024,682 1024w, https:\/\/ddi.mohflo.net\/wp-content\/uploads\/2024\/06\/us-businesses-struggle-to-obtain-cyber-insurance-lawmakers-are-told-6.jpg?resize=1536,1022 1536w, https:\/\/ddi.mohflo.net\/wp-content\/uploads\/2024\/06\/us-businesses-struggle-to-obtain-cyber-insurance-lawmakers-are-told-6.jpg?resize=600,399 600w, https:\/\/ddi.mohflo.net\/wp-content\/uploads\/2024\/06\/us-businesses-struggle-to-obtain-cyber-insurance-lawmakers-are-told-6.jpg?resize=252,168 252w, https:\/\/ddi.mohflo.net\/wp-content\/uploads\/2024\/06\/us-businesses-struggle-to-obtain-cyber-insurance-lawmakers-are-told-6.jpg?resize=506,337 506w, https:\/\/ddi.mohflo.net\/wp-content\/uploads\/2024\/06\/us-businesses-struggle-to-obtain-cyber-insurance-lawmakers-are-told-6.jpg?resize=1014,675 1014w, https:\/\/ddi.mohflo.net\/wp-content\/uploads\/2024\/06\/us-businesses-struggle-to-obtain-cyber-insurance-lawmakers-are-told-6.jpg?resize=1266,843 1266w\" sizes=\"auto, (max-width: 506px) 100vw, 506px\"> <\/a><figcaption class=\"screen-reader-text\"> A sign for the National Security Agency, U.S Cyber Command and Central Security Service, is seen near the visitor\u2019s entrance to the headquarters of the National Security Agency on February 14, 2018. (Photo by SAUL LOEB\/AFP via Getty Images) <\/figcaption><\/figure>\n<header class=\"post-item__meta\" readability=\"1.8255319148936\">\n<h3 class=\"post-item__title\"> <a class=\"post-item__title-link\" href=\"https:\/\/cyberscoop.com\/cyber-deterrence-russia-china\/\"> Protecting America\u2019s cybersecurity demands showing our teeth <\/a> <\/h3>\n<p> Deterring U.S. adversaries from attacking American infrastructure requires making clear that the United States can strike back in kind. <\/p>\n<div class=\"post-item__byline\"> <span class=\"post-item__author\"> <span>By <\/span> <a class=\"post-item__author-link\" href=\"https:\/\/cyberscoop.com\/author\/sen-angus-king\/\"> Sen. Angus King <\/a> <a class=\"post-item__author-link\" href=\"https:\/\/cyberscoop.com\/author\/samantha-ravich\/\"> Samantha Ravich <\/a> <\/span> <\/div>\n<p> <\/header>\n<p> <\/article>\n<article class=\"post-item post-item--popular-stories-cards \">\n<figure class=\"post-item__thumbnail\"> <a class=\"post-item__thumbnail-link\" href=\"https:\/\/cyberscoop.com\/dhs-critical-infrastructure-cyber-priorities\/\" tabindex=\"-1\"> <img data-recalc-dims=\"1\" loading=\"lazy\" width=\"252\" height=\"168\" src=\"https:\/\/i0.wp.com\/ddi.mohflo.net\/wp-content\/uploads\/2024\/06\/us-businesses-struggle-to-obtain-cyber-insurance-lawmakers-are-told-3.jpg?resize=252%2C168&ssl=1\" class=\"attachment-ratio-16-9-sm size-ratio-16-9-sm wp-post-image\" alt decoding=\"async\" loading=\"lazy\" srcset=\"https:\/\/ddi.mohflo.net\/wp-content\/uploads\/2024\/06\/us-businesses-struggle-to-obtain-cyber-insurance-lawmakers-are-told-7.jpg 1920w, https:\/\/ddi.mohflo.net\/wp-content\/uploads\/2024\/06\/us-businesses-struggle-to-obtain-cyber-insurance-lawmakers-are-told-7.jpg?resize=300,200 300w, https:\/\/ddi.mohflo.net\/wp-content\/uploads\/2024\/06\/us-businesses-struggle-to-obtain-cyber-insurance-lawmakers-are-told-7.jpg?resize=768,512 768w, https:\/\/ddi.mohflo.net\/wp-content\/uploads\/2024\/06\/us-businesses-struggle-to-obtain-cyber-insurance-lawmakers-are-told-7.jpg?resize=1024,683 1024w, https:\/\/ddi.mohflo.net\/wp-content\/uploads\/2024\/06\/us-businesses-struggle-to-obtain-cyber-insurance-lawmakers-are-told-7.jpg?resize=1536,1024 1536w, https:\/\/ddi.mohflo.net\/wp-content\/uploads\/2024\/06\/us-businesses-struggle-to-obtain-cyber-insurance-lawmakers-are-told-7.jpg?resize=600,400 600w, https:\/\/ddi.mohflo.net\/wp-content\/uploads\/2024\/06\/us-businesses-struggle-to-obtain-cyber-insurance-lawmakers-are-told-7.jpg?resize=252,168 252w, https:\/\/ddi.mohflo.net\/wp-content\/uploads\/2024\/06\/us-businesses-struggle-to-obtain-cyber-insurance-lawmakers-are-told-7.jpg?resize=506,337 506w, https:\/\/ddi.mohflo.net\/wp-content\/uploads\/2024\/06\/us-businesses-struggle-to-obtain-cyber-insurance-lawmakers-are-told-7.jpg?resize=1013,675 1013w, https:\/\/ddi.mohflo.net\/wp-content\/uploads\/2024\/06\/us-businesses-struggle-to-obtain-cyber-insurance-lawmakers-are-told-7.jpg?resize=1265,843 1265w\" sizes=\"auto, (max-width: 252px) 100vw, 252px\"> <\/a><figcaption class=\"screen-reader-text\"> U.S. Secretary of Homeland Security Alejandro Mayorkas testifies during a hearing before the House Committee on the Judiciary at Rayburn House Office Building on July 26, 2023 on Capitol Hill in Washington, DC. (Photo by Alex Wong\/Getty Images) <\/figcaption><\/figure>\n<header class=\"post-item__meta\">\n<h3 class=\"post-item__title\"> <a class=\"post-item__title-link\" href=\"https:\/\/cyberscoop.com\/dhs-critical-infrastructure-cyber-priorities\/\"> DHS releases critical infrastructure priorities for next two years <\/a> <\/h3>\n<div class=\"post-item__byline\"> <span class=\"post-item__author\"> <span>By <\/span> <a class=\"post-item__author-link\" href=\"https:\/\/cyberscoop.com\/author\/cvasquez\/\"> Christian Vasquez <\/a> <\/span> <\/div>\n<p> <\/header>\n<p> <\/article>\n<article class=\"post-item post-item--popular-stories-cards \">\n<figure class=\"post-item__thumbnail\"> <a class=\"post-item__thumbnail-link\" href=\"https:\/\/cyberscoop.com\/critical-infrastructure-sectors-resilience-manual-house-bill\/\" tabindex=\"-1\"> <img data-recalc-dims=\"1\" loading=\"lazy\" width=\"255\" height=\"168\" src=\"https:\/\/i0.wp.com\/ddi.mohflo.net\/wp-content\/uploads\/2024\/06\/us-businesses-struggle-to-obtain-cyber-insurance-lawmakers-are-told-4.jpg?resize=255%2C168&ssl=1\" class=\"attachment-ratio-16-9-sm size-ratio-16-9-sm wp-post-image\" alt decoding=\"async\" loading=\"lazy\" srcset=\"https:\/\/ddi.mohflo.net\/wp-content\/uploads\/2024\/06\/us-businesses-struggle-to-obtain-cyber-insurance-lawmakers-are-told-8.jpg 1024w, https:\/\/ddi.mohflo.net\/wp-content\/uploads\/2024\/06\/us-businesses-struggle-to-obtain-cyber-insurance-lawmakers-are-told-8.jpg?resize=300,197 300w, https:\/\/ddi.mohflo.net\/wp-content\/uploads\/2024\/06\/us-businesses-struggle-to-obtain-cyber-insurance-lawmakers-are-told-8.jpg?resize=768,506 768w, https:\/\/ddi.mohflo.net\/wp-content\/uploads\/2024\/06\/us-businesses-struggle-to-obtain-cyber-insurance-lawmakers-are-told-8.jpg?resize=600,395 600w, https:\/\/ddi.mohflo.net\/wp-content\/uploads\/2024\/06\/us-businesses-struggle-to-obtain-cyber-insurance-lawmakers-are-told-8.jpg?resize=255,168 255w, https:\/\/ddi.mohflo.net\/wp-content\/uploads\/2024\/06\/us-businesses-struggle-to-obtain-cyber-insurance-lawmakers-are-told-8.jpg?resize=512,337 512w\" sizes=\"auto, (max-width: 255px) 100vw, 255px\"> <\/a><figcaption class=\"screen-reader-text\"> Rep. Dan Crenshaw, R-Texas, speaks about the U.S. military withdrawal from Afghanistan during a press conference at the U.S. Capitol in Washington, D.C., on Aug. 31, 2021. (Photo by SAUL LOEB\/AFP via Getty Images) <\/figcaption><\/figure>\n<header class=\"post-item__meta\">\n<h3 class=\"post-item__title\"> <a class=\"post-item__title-link\" href=\"https:\/\/cyberscoop.com\/critical-infrastructure-sectors-resilience-manual-house-bill\/\"> Critical infrastructure operators\u2019 resilience would get federal assessment under new bill <\/a> <\/h3>\n<div class=\"post-item__byline\"> <span class=\"post-item__author\"> <span>By <\/span> <a class=\"post-item__author-link\" href=\"https:\/\/cyberscoop.com\/author\/matt-bracken\/\"> Matt Bracken <\/a> <\/span> <\/div>\n<p> <\/header>\n<p> <\/article>\n<\/p><\/div>\n<\/p><\/div>\n<p> <\/div>\n<p>\n<\/div>\n<p> <\/p>\n<section class=\"latest-podcasts\">\n<h2 class=\"latest-podcasts__title\"> Latest Podcasts\t<\/h2>\n<\/section>\n<div class=\"top-categories\">\n<div class=\"top-categories__container\">\n<h3 class=\"top-categories__category-title\">Government<\/h3>\n<\/p><\/div>\n<div 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{"id":4230,"date":"2024-06-27T17:21:48","date_gmt":"2024-06-27T22:21:48","guid":{"rendered":"https:\/\/cyberscoop.com\/?p=80854"},"modified":"2024-06-27T17:21:48","modified_gmt":"2024-06-27T22:21:48","slug":"us-businesses-struggle-to-obtain-cyber-insurance-lawmakers-are-told","status":"publish","type":"post","link":"https:\/\/ddi.mohflo.net\/index.php\/2024\/06\/27\/us-businesses-struggle-to-obtain-cyber-insurance-lawmakers-are-told\/","title":{"rendered":"US businesses struggle to obtain cyber insurance, lawmakers are told"},"content":{"rendered":"